Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor ...

The credit-scoring industry has often brought confusion to consumers who have no idea that there are different kinds of credit scores — many of which are not the actual numbers used by lenders. Many ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Artificial intelligence is being used to tackle a wide range of problems and tasks, including boosting credit scores. AI tools could possibly answer your general credit-related questions, analyze your ...